Penny in the Lake
Artist:
Ratboys
ReleaseDate:
6 Feb 2026
Genre:
Indie Rock/Folk
Difficulty:
Easy
Key:
G major
Capo:
7
"Penny in the Lake" by Ratboys is in G Major, primarily using G, C, and D chords (no capo required). It has a tempo of 82 bpm and a 4/4 time signature. The song has a relaxed, easy-to-play and easy-to-sing, low-pitched folk-rock feel, with consistent and straightforward strumming patterns.
Chords:
G Major Original key G C D
Introduction
What key is the song "Penny in the Lake" by Ratboys in? | G major
Is it suitable for beginners? | Suitable for easy beginners as there are no barre chords and not many chords.
Which capo position should be used? | No capo is needed in the key of G. The chords repeat throughout the song using open strings G, C, and D.
Genre/Mood of the song? | Indie Rock, Indie Pop, Folk-rock. Warm, slightly melancholic mood. Medium tempo, easy listening.
What is the guitar strumming pattern? | Basic 4/4 time signature (Down-Down-Up-Down-Up-Down). Country.
(Lyrics):Ratboys - Penny in the Lake
(Verse 1)
Today’s gonna change my life
What’s for breakfast, Jesus Christ?
Poking the bear, one eye at a time
Berries dropping from the sky
Guess it’s time to bake a pie
Making our own good luck, now
(Chorus)
( * ) There’s a penny in the lake
But, it’s not what I thought
It’s just someone’s wish they forgot
There’s a penny in the lake
But, it’s not what I thought
It’s just someone’s wish they forgot
Peace and love to drive my car
Baby, you’re my Ringo Starr
Twistin’ the radio dial.. ahh too far
Scurry by the chain link fence
I travel by coincidence
Oh, you’ll never see me again, no
[Verse 2]
Motorbike is running fine
Whiskey in the summertime
The bugs are writing books with their eyes
Big ol' dancer cuts a rug
Stubs her toe on a slug
It's your classic slip 'n’ slide down
( * )
[Verse 3]
Peace and love to drive my car
Baby, you're my Ringo Starr
Twistin' the radio dial, ah, too far
Scurry by the chain-link fence
I travel by coincidence
Oh, you'll never see me [G]again, no
( * )
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